Author: Jeremy

I believe that one of the most critical components of financial planning is the delicate, ongoing balance of living in Today while planning for Tomorrow. A few years ago, I was on a seesaw with[…]

In life I’ve found we have four currencies, four things we can use, invest, manage, and exchange: our Time, our Money, our Energy, and our Ability. Carl Richards says something very similar. The classical understanding[…]

I remember reading at some point how attitudes towards debt, consumer debt specifically, has shifted over the years. Generation 1 never borrowedGeneration 2 borrowed for a homeGeneration 3 borrowed for a home and a carGeneration[…]

After a number of years of procrastination, we as a family finally set up a pay system for our kids. Part of the reason for my delay was not really knowing how to wisely distinguish[…]

A friend of mine, Garret, introduced this idea to me a few years ago. The Red Cross operates two massive hospital ships – former oil tankers that are deployed to areas of high emergency needs.[…]

Time is money – right? Ehh – I’m not sure. Last week I painted a large section inside our house. While doing so, I had ample time to think – specifically about the tradeoff of[…]

I am a card-carrying budgeting nerd. I plan, track, and categorize every penny our family earns and spends. Using my favorite program to do so – You Need A Budget – probably confirms my bias[…]

Note: I originally wrote this in my weekly letter – Fident Friday – a year and a half ago. This resonates so deeply within me I wanted to bring it to the public. A friend[…]

“Where there are no oxen, the manger is clean, but abundant crops come by the strength of the ox.” – Proverbs 14:4 This week I was struck by this ancient and timeless proverb. To speak[…]

We live on an island surrounded by a sea of ignorance. As our island of knowledge grows, so does the shore of our ignorance. – John Archibald Wheeler I’m not sure where I first came[…]